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Envoy Business Advocate

Transparency - Service - Satisfaction

to About

Envoy Business Advocate provides business owners with fair and transparent pricing for their merchant services and payment solutions.

We are: 
  • Certified Payments Professional (CPP) 
  • Top negotiator of fees and terms of services
  • Assertive client advocate
Expect personal attention and service, transparency, better pricing, the fairest of terms and no termination fees. 
to Solutions

Small & Medium-Sized Business Solutions


Payment Processing

Accept payments in person and online using credit cards, debit cards, ACH, gift cards and loyalty cards.

  • E-Commerce -

  • Virtual Terminals

  • Mobile Payments

  • Online Ordering

  • PCI Security

  • Gift and Loyalty Programs


Point Of Sale

We may be able to integrate with your current point-of-sale or, if new equipment is needed, we can recommend the best fit. We work directly with several POS solutions, including Clover.

Restaurants - ask us about Curbside Pickup, Contactless Dine In.


Small Business Loans

Our lenders can help bridge the gap for working capital. We can customize payments based on your business needs and repayment terms.


Our loans can close quickly based on your qualification – there are never any application fees.


Business to Business

Cloud-based customizable payments platform.

  • One login

  • Invoicing with secure payment link

  • Recurring Billing

  • ​Interchange Rate Optimizer-Level 2 & 3

  • Quickbooks integration

Over time, your business may have changed due to growth, market changes, payment industry regulations, etc. It's a good idea to have a periodic review to ensure your business solutions are keeping up with those changes and are PCI compliant. Click the button below to request a free, no obligation consultation..

Commercial Payments

CFO’s and Controllers, does your monthly payables spend exceed $100K? 

Optimize your cash management strategy by integrating digital B2B payments and monetize your accounts payable.


Our payments solution will:

  • Implement quickly, with low internal resource engagement.

  • Integrate with any bank, card issuer, ERP, and accounting software.

  • Immediately reduce expenses, improve cash flow, and create new revenue.



Learn how to Make Your Payments Profitable! 

to Our Team

Our Team

We pride ourselves on finding the most cost effective solutions for our clients, which include: credit card processing, POS systems, guaranteed check services and business loan alternatives. ​
Bonnie headshot NEAA cropped.png
Bonnie Natal
President & Founder
Betsy Kalish
PCI Security Consultant*
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Martha Stem
Marketing Director**

Envoy Business Advocate was founded in 2010 by Bonnie Natal on the principle that business owners should expect an intelligent and savvy advocate for negotiating the best rates and terms for their merchant services. Our team remains committed to that goal.

We will review your business processes, analyze your statements and provide a candid assessment with alternative solutions as appropriate. Click the button below to request a free, no obligation review​.

*Betsy Kalish is Executive Director of Seven-Arts LLC

**Martha Stem is principal consultant, G5 Marketing, LLC


100 Springdale Road

Suite A3 - PMB 209

Cherry Hill, NJ 08003

Tel: 856-577-3360

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Bonnie Natal, Envoy Business Advocate, has been an incredible asset to our Company.  Other vendors cannot match her service. I would strongly recommend her to you. She has been nothing less than extraordinary.

Charles J. Tomasello, Jr., President, Tomasello Winery, Inc.

Partner in Progress with the
Camden County Bar Association
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