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Envoy Business Advocate

Transparency - Service - Satisfaction

to About
to Solutions

Envoy Business Advocate provides business owners with fair and transparent pricing and the tools to collect, store and send money efficiently.

We are: 
  • Certified Payments Professional (CPP) 
  • Top negotiator of fees and terms of services
  • Assertive client advocate
Expect personal attention and service, transparency, fair pricing, fair terms and no termination fees. 

Small & Medium-Sized Business Solutions




Accept payments in person and online using credit cards, debit cards, ACH, gift cards and loyalty cards.

  • E-Commerce -

  • Virtual Terminals

  • Mobile Payments

  • Online Ordering

  • PCI Security

  • Gift and Loyalty Programs


Payables Management

​Unlock Working Capital with your credit card.

  • Pay vendors with a credit card even if they don’t accept cards

  • Achieve financial flexibility by extending payment times of major expenses

  • Improve efficiency by leveraging automated invoice scanning and bill approvals

  • Manage payments on the go with our mobile app on iOS & Android

Pay for virtually anything with card.




Cloud-based customizable payments platform.

  • One login

  • Invoicing with secure payment link

  • Recurring Billing

  • ​Interchange Rate Optimizer-Level 2 & 3

  • Quickbooks integration

Over time, your business may have changed due to growth, market changes, payment industry regulations, etc. It's a good idea to have a periodic review to ensure your business solutions are keeping up with those changes and are PCI compliant. Click the button below to request a free, no obligation consultation..

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B2B and Enterprise Payments

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B2B Payments

Maximize Efficiency & Reduce Costs


  • Automate your accounts payable (AP)

  • Leverage your existing ERP or AP system

  • Eliminate costly checks and manual processes

  • Reduce costs and generate cash back.

Enterprise Payments

​Accelerate Cash Flow & Monetize Payments

  • Integrated payments and banking infrastructure

  • Banking service APIs

  • Complete, end-to-end solution to collect, store and send money. 

  • Full regulatory compliance.

  • Conduct and manage financial transactions, using various major payment instruments such as ACH, Checks and Wires.

to Our Team

Our Team

We pride ourselves on providing the most cost-effective solutions for payment processing and payables management.
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Bonnie Natal
President & Founder
Betsy Kalish
PCI Security Consultant*
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Martha Stem
Marketing Director**

Envoy Business Advocate was founded in 2010 by Bonnie Natal on the principle that business owners should expect an intelligent and savvy advocate for negotiating the best rates and terms for their merchant services. Our team remains committed to that goal.

We will review your business processes, pertaining to payments and payables and provide a candid assessment with alternative solutions as appropriate. Click the button below to request a free, no obligation review​.

*Betsy Kalish is Executive Director of Seven-Arts LLC

**Martha Stem is principal consultant, G5 Marketing, LLC


100 Springdale Road

Suite A3 - PMB 209

Cherry Hill, NJ 08003

Tel: 856-577-3360

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Bonnie Natal, Envoy Business Advocate, has been an incredible asset to our Company.  Other vendors cannot match her service. I would strongly recommend her to you. She has been nothing less than extraordinary.

Charles J. Tomasello, Jr., President, Tomasello Winery, Inc.

Partner in Progress with the
Camden County Bar Association
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